Education Calendar
| PLEASE NOTE: Live Classes: Doors open: 8:45 am at 2400 Post Road, Warwick RI | Classes begin: 9 am Virtual Classes: Attendees will receive Zoom information one day before classes begin. IIARI is now offering on-demand classes for Ethics, E&O, and more. Take these courses whenever fits your schedule - with no exams! The E&O courses qualify for a 10% discount on SwissRe. All available Ethics courses are 3 CEs and will meet your license requirements for renewal. Our full schedule of classes is below. Designations for 2024 include AILP, CIC, CISR, CPIA, CRIS, and MLIS. Education Calendar
                WED
             
                        Jan
                        Dec
                 
                    
                    1
                        31
                 ABEN On-Demand: The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 AMThis webinar is held through ABEN. If you have not taken a class with ABEN before, you must register as a new user. IIARI receives a weekly report from ABEN and will upload your CE credits accordingly. If you need to change or cancel ... 
                WED
             
                        Jan
                        Dec
                 
                    
                    1
                        31
                 ABEN On-Demand: Coverage Concerns for App/Web-Based Services12:00 AMThis webinar is held through ABEN. If you have not taken a class with ABEN before, you must register as a new user. IIARI receives a weekly report from ABEN and will upload your CE credits accordingly. If you need to change or cancel ... 
                WED
             
                        Jan
                        Dec
                 
                    
                    1
                        31
                 ABEN On-Demand: Flood Program Overview12:00 AMThis webinar is held through ABEN. If you have not taken a class with ABEN before, you must register as a new user. IIARI receives a weekly report from ABEN and will upload your CE credits accordingly. Certificates are available upon ... 
                WED
             
                        Jan
                        Dec
                 
                    
                    1
                        31
                 ABEN On-Demand: Flood Program Overview – NFIP Then and Now - 3 hrs12:00 AMThis webinar is held through ABEN. If you have not taken a class with ABEN before, you must register as a new user. IIARI receives a weekly report from ABEN and will upload your CE credits accordingly. If you need to change or cancel ... 
                WED
             
                        Jan
                        Dec
                 
                    
                    1
                        31
                 ABEN On Demand An Insurance Horror Story - Hoarders12:00 AMThis webinar is held through ABEN. If you have not taken a class with ABEN before, you must register as a new user. IIARI receives a weekly report from ABEN and will upload your CE credits accordingly. If you need to change or cancel ... 
                WED
             
                        Jan
                        Dec
                 
                    
                    1
                        31
                 ABEN On-Demand: Workers' Compensation and the Law12:00 AMThis webinar is held through ABEN. If you have not taken a class with ABEN before, you must register as a new user. IIARI receives a weekly report from ABEN and will upload your CE credits accordingly. Certificates are available upon ... 
                MON
             
                        November
                 
                    
                    3
                 ABEN: To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 11:00 AMABEN Webinar | 2 CE's 
                MON
             
                        November
                 
                    
                    3
                 Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        November
                 
                    
                    3
                 Why Does My HO Policy Hate My Riding Lawnmower? PL Gaps & Exclusions9:00 AM - 10:42 AMWhen it comes to ISO homeowners or personal auto policies, many contain gaps or exclusions clients may not even be aware of—until it’s too late. This two-hour class examines everyday issues such as recreational vehicles, who is an insured, and ... 
                MON
             
                        November
                 
                    
                    3
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        November
                 
                    
                    3
                 E&O Risk Management: Agency E&O Exposures and Defenses10:00 AM - 1:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                MON
             
                        November
                 
                    
                    3
                 The Peril of Earthquake12:00 PM - 1:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                MON
             
                        November
                 
                    
                    3
                 Covid-19 Litigation and Insurance Issues1:00 PM - 1:58 PMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ... 
                MON
             
                        November
                 
                    
                    3
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                MON
             
                        November
                 
                    
                    3
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency4:00 PM - 7:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                TUE
             
                        November
                 
                    
                    4
                 Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                TUE
             
                        November
                 
                    
                    4
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        November
                 
                    
                    4
                 An Insurance Horror Story - Hoarders1:00 PM - 2:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                TUE
             
                        November
                 
                    
                    4
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them1:00 PM - 3:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        November
                 
                    
                    4
                 Insureds: Who, When and Why2:00 PM - 4:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                WED
             
                        November
                 
                    
                    5
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        November
                 
                    
                    5
                 ABEN: Securing the Future: Insurance in an Era of Increased Natural Disasters2:00 PM - 4:00 PMABEN Webinar | 2 CEs 
                WED
             
                        November
                 
                    
                    5
                 Securing the Future: Insurance in an Era of Increased Natural Disasters2:00 PM - 4:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                WED
             
                        November
                 
                    
                    5
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                THU
             
                        November
                 
                    
                    6
                 
                THU
             
                        November
                 
                    
                    6
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                THU
             
                        November
                 
                    
                    6
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        November
                 
                    
                    6
                 Business Income Made Easy12:00 PM - 2:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                THU
             
                        November
                 
                    
                    6
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        November
                 
                    
                    6
                 Making Sense of Care, Custody, OR Control2:00 PM - 3:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        November
                 
                    
                    7
                 Condos & How to Insure Them8:00 AM - 9:36 AMBecause the unit owner's coverage must dovetail seamlessly with the association's coverage, the same information is required for both parties regardless which person or entity is the agent's client. Every agent writing either a unit owner OR a ... 
                FRI
             
                        November
                 
                    
                    7
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                FRI
             
                        November
                 
                    
                    7
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                FRI
             
                        November
                 
                    
                    7
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                FRI
             
                        November
                 
                    
                    7
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        November
                 
                    
                    7
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                FRI
             
                        November
                 
                    
                    7
                 Insight on Modern Day Cyber Exposures & Risk Mitigation3:00 PM - 4:52 PMCan your client survive a cyber-attack? Learn about the top two cyber claims (using real life examples), how coverage is triggered, and what to look for in a cyber policy. After this seminar, you will be able to effectively communicate why any ... 
                MON
             
                        November
                 
                    
                    10
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                MON
             
                        November
                 
                    
                    10
                 Ethics for Insurance Professionals10:00 AM - 12:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                MON
             
                        November
                 
                    
                    10
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        November
                 
                    
                    10
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients2:00 PM - 2:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                MON
             
                        November
                 
                    
                    10
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers2:00 PM - 4:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                TUE
             
                        November
                 
                    
                    11
                 ABEN: Studies in Ethics - A Hippocratic Oath for Insurance Professionals1:00 PM - 4:00 PMABEN Webinar | 3 Ethics credits 
                TUE
             
                        November
                 
                    
                    11
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals1:00 PM - 4:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                WED
             
                        November
                 
                    
                    12
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        November
                 
                    
                    12
                 ABEN: Nasty Endorsements in the Commercial General Liability Program1:00 PM - 4:00 PMWebinar | 3 CEs 
                WED
             
                        November
                 
                    
                    12
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        November
                 
                    
                    12
                 Overlooked & Undersold Commercial Property Coverage2:00 PM - 5:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                WED
             
                        November
                 
                    
                    12
                 
                WED
             
                        November
                 
                    
                    12
                 Flood Program Overview – NFIP Then and Now - 3 hrs4:00 PM - 6:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        November
                 
                    
                    13
                 Power of Prevention: Agency Risk Management Essentials of Sales10:00 AM - 1:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                THU
             
                        November
                 
                    
                    13
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals1:00 PM - 4:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        November
                 
                    
                    13
                 Additional Insureds - Misery Awaits!1:00 PM - 2:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                FRI
             
                        November
                 
                    
                    14
                 Ethics for Insurance Professionals12:00 PM - 2:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        November
                 
                    
                    14
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers5:00 PM - 7:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                MON
             
                        November
                 
                    
                    17
                 ABEN: Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:00 PMABEN Webinar | 3 Ethics credits 
                MON
             
                        November
                 
                    
                    17
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                TUE
             
                        November
                 
                    
                    18
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                TUE
             
                        November
                 
                    
                    18
                 Why Does My HO Policy Hate My Riding Lawnmower? PL Gaps & Exclusions11:00 AM - 12:42 PMWhen it comes to ISO homeowners or personal auto policies, many contain gaps or exclusions clients may not even be aware of—until it’s too late. This two-hour class examines everyday issues such as recreational vehicles, who is an insured, and ... 
                TUE
             
                        November
                 
                    
                    18
                 Commercial Insurance Coverages, Court Cases and Chaos1:00 PM - 3:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                TUE
             
                        November
                 
                    
                    18
                 E&O Risk Management: Agency E&O Exposures and Defenses1:00 PM - 4:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        November
                 
                    
                    19
                 Insureds: Who, When and Why10:00 AM - 12:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                WED
             
                        November
                 
                    
                    19
                 Commercial Insurance Coverages, Court Cases and Chaos1:00 PM - 3:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                WED
             
                        November
                 
                    
                    19
                 An Insurance Horror Story - Hoarders4:00 PM - 5:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                WED
             
                        November
                 
                    
                    19
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them4:00 PM - 6:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        November
                 
                    
                    20
                 ABEN: Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:00 PMABEN Webinar | 2 CEs 
                THU
             
                        November
                 
                    
                    20
                 Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                THU
             
                        November
                 
                    
                    20
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        November
                 
                    
                    20
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        November
                 
                    
                    21
                 Making Sense of Care, Custody, OR Control8:00 AM - 9:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        November
                 
                    
                    21
                 CPIA Update: Agents Guide to Understanding & Mitigating Cyber Exposures8:30 AM - 4:30 PMVirtual | 8 CEs 
                FRI
             
                        November
                 
                    
                    21
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        November
                 
                    
                    21
                 
                FRI
             
                        November
                 
                    
                    21
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                FRI
             
                        November
                 
                    
                    21
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                FRI
             
                        November
                 
                    
                    21
                 Business Income Made Easy2:00 PM - 4:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                FRI
             
                        November
                 
                    
                    21
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        November
                 
                    
                    24
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        November
                 
                    
                    24
                 Insight on Modern Day Cyber Exposures & Risk Mitigation9:00 AM - 10:52 AMCan your client survive a cyber-attack? Learn about the top two cyber claims (using real life examples), how coverage is triggered, and what to look for in a cyber policy. After this seminar, you will be able to effectively communicate why any ... 
                MON
             
                        November
                 
                    
                    24
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                MON
             
                        November
                 
                    
                    24
                 Condos & How to Insure Them10:00 AM - 11:36 AMBecause the unit owner's coverage must dovetail seamlessly with the association's coverage, the same information is required for both parties regardless which person or entity is the agent's client. Every agent writing either a unit owner OR a ... 
                MON
             
                        November
                 
                    
                    24
                 Coverage Concerns for App/Web-Based Services11:00 AM - 12:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                MON
             
                        November
                 
                    
                    24
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                MON
             
                        November
                 
                    
                    24
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                MON
             
                        November
                 
                    
                    24
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t4:00 PM - 6:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                TUE
             
                        November
                 
                    
                    25
                 
                TUE
             
                        November
                 
                    
                    25
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients10:00 AM - 10:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                TUE
             
                        November
                 
                    
                    25
                 Flood Program Overview – NFIP Then and Now - 3 hrs10:00 AM - 12:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                TUE
             
                        November
                 
                    
                    25
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        November
                 
                    
                    25
                 Insuring Drones and Modern Transit Risks11:00 AM - 12:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                TUE
             
                        November
                 
                    
                    25
                 AI Implications in the Insurance Industry1:00 PM - 2:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        November
                 
                    
                    25
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        November
                 
                    
                    25
                 Power of Prevention: Agency Risk Management Essentials of Sales2:00 PM - 5:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                TUE
             
                        November
                 
                    
                    25
                 ABEN: Nasty Endorsements in the Commercial General Liability Program4:00 PM - 7:00 PMWebinar | 3 CEs 
                TUE
             
                        November
                 
                    
                    25
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider4:00 PM - 7:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        November
                 
                    
                    26
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                WED
             
                        November
                 
                    
                    26
                 ABEN: To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 3:00 PMABEN Webinar | 2 CE's 
                WED
             
                        November
                 
                    
                    26
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                WED
             
                        November
                 
                    
                    26
                 The Peril of Earthquake2:00 PM - 3:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                WED
             
                        November
                 
                    
                    26
                 Covid-19 Litigation and Insurance Issues3:00 PM - 3:58 PMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ... 
                WED
             
                        November
                 
                    
                    26
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                MON
             
                        December
                 
                    
                    1
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                MON
             
                        December
                 
                    
                    1
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t10:00 AM - 12:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                MON
             
                        December
                 
                    
                    1
                 An Hour Of True Crime - Wrong Way Driver11:00 AM - 11:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        December
                 
                    
                    1
                 Insight on Modern Day Cyber Exposures & Risk Mitigation11:00 AM - 12:52 PMCan your client survive a cyber-attack? Learn about the top two cyber claims (using real life examples), how coverage is triggered, and what to look for in a cyber policy. After this seminar, you will be able to effectively communicate why any ... 
                MON
             
                        December
                 
                    
                    1
                 Coverage Concerns for App/Web-Based Services1:00 PM - 2:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                MON
             
                        December
                 
                    
                    1
                 Condos & How to Insure Them1:00 PM - 2:36 PMBecause the unit owner's coverage must dovetail seamlessly with the association's coverage, the same information is required for both parties regardless which person or entity is the agent's client. Every agent writing either a unit owner OR a ... 
                MON
             
                        December
                 
                    
                    1
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                TUE
             
                        December
                 
                    
                    2
                 
                TUE
             
                        December
                 
                    
                    2
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                TUE
             
                        December
                 
                    
                    2
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                TUE
             
                        December
                 
                    
                    2
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                TUE
             
                        December
                 
                    
                    2
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                TUE
             
                        December
                 
                    
                    2
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                WED
             
                        December
                 
                    
                    3
                 Business Income Made Easy8:00 AM - 10:56 AMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        December
                 
                    
                    3
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        December
                 
                    
                    3
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                WED
             
                        December
                 
                    
                    3
                 Making Sense of Care, Custody, OR Control10:00 AM - 11:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        December
                 
                    
                    3
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients2:00 PM - 2:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                WED
             
                        December
                 
                    
                    3
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                THU
             
                        December
                 
                    
                    4
                 An Insurance Horror Story - Hoarders8:00 AM - 9:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                THU
             
                        December
                 
                    
                    4
                 Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                THU
             
                        December
                 
                    
                    4
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them10:00 AM - 12:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        December
                 
                    
                    4
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                FRI
             
                        December
                 
                    
                    5
                 Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                FRI
             
                        December
                 
                    
                    5
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                FRI
             
                        December
                 
                    
                    5
                 Why Does My HO Policy Hate My Riding Lawnmower? PL Gaps & Exclusions1:00 PM - 2:42 PMWhen it comes to ISO homeowners or personal auto policies, many contain gaps or exclusions clients may not even be aware of—until it’s too late. This two-hour class examines everyday issues such as recreational vehicles, who is an insured, and ... 
                FRI
             
                        December
                 
                    
                    5
                 E&O Risk Management: Agency E&O Exposures and Defenses4:00 PM - 7:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                MON
             
                        December
                 
                    
                    8
                 ABEN: Nasty Endorsements in the Commercial General Liability Program10:00 AM - 1:00 PMWebinar | 3 CEs 
                MON
             
                        December
                 
                    
                    8
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider10:00 AM - 1:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                MON
             
                        December
                 
                    
                    8
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        December
                 
                    
                    8
                 
                MON
             
                        December
                 
                    
                    8
                 Flood Program Overview – NFIP Then and Now - 3 hrs1:00 PM - 3:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                MON
             
                        December
                 
                    
                    8
                 Insuring Drones and Modern Transit Risks1:00 PM - 2:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                TUE
             
                        December
                 
                    
                    9
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                WED
             
                        December
                 
                    
                    10
                 ABEN: Studies in Ethics - A Hippocratic Oath for Insurance Professionals1:00 PM - 4:00 PMABEN Webinar | 3 Ethics credits 
                WED
             
                        December
                 
                    
                    10
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals1:00 PM - 4:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                WED
             
                        December
                 
                    
                    10
                 Overlooked & Undersold Commercial Property Coverage2:00 PM - 5:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                THU
             
                        December
                 
                    
                    11
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        December
                 
                    
                    11
                 Power of Prevention: Agency Risk Management Essentials of Sales10:00 AM - 1:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                THU
             
                        December
                 
                    
                    11
                 Ethics for Insurance Professionals2:00 PM - 4:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        December
                 
                    
                    12
                 ABEN: To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 11:00 AMABEN Webinar | 2 CE's 
                FRI
             
                        December
                 
                    
                    12
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                FRI
             
                        December
                 
                    
                    12
                 Covid-19 Litigation and Insurance Issues9:00 AM - 9:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ... 
                FRI
             
                        December
                 
                    
                    12
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                FRI
             
                        December
                 
                    
                    12
                 ABEN: Securing the Future: Insurance in an Era of Increased Natural Disasters2:00 PM - 4:00 PMABEN Webinar | 2 CEs 
                FRI
             
                        December
                 
                    
                    12
                 Securing the Future: Insurance in an Era of Increased Natural Disasters2:00 PM - 4:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                FRI
             
                        December
                 
                    
                    12
                 The Peril of Earthquake4:00 PM - 5:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                MON
             
                        December
                 
                    
                    15
                 ABEN: Nasty Endorsements in the Commercial General Liability Program1:00 PM - 4:00 PMWebinar | 3 CEs 
                MON
             
                        December
                 
                    
                    15
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                MON
             
                        December
                 
                    
                    15
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                MON
             
                        December
                 
                    
                    15
                 
                MON
             
                        December
                 
                    
                    15
                 Flood Program Overview – NFIP Then and Now - 3 hrs4:00 PM - 6:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                TUE
             
                        December
                 
                    
                    16
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                TUE
             
                        December
                 
                    
                    16
                 An Hour Of True Crime - Wrong Way Driver1:00 PM - 1:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                TUE
             
                        December
                 
                    
                    16
                 Insight on Modern Day Cyber Exposures & Risk Mitigation1:00 PM - 2:52 PMCan your client survive a cyber-attack? Learn about the top two cyber claims (using real life examples), how coverage is triggered, and what to look for in a cyber policy. After this seminar, you will be able to effectively communicate why any ... 
                TUE
             
                        December
                 
                    
                    16
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                TUE
             
                        December
                 
                    
                    16
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                TUE
             
                        December
                 
                    
                    16
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                TUE
             
                        December
                 
                    
                    16
                 Condos & How to Insure Them4:00 PM - 5:36 PMBecause the unit owner's coverage must dovetail seamlessly with the association's coverage, the same information is required for both parties regardless which person or entity is the agent's client. Every agent writing either a unit owner OR a ... 
                WED
             
                        December
                 
                    
                    17
                 
                WED
             
                        December
                 
                    
                    17
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                WED
             
                        December
                 
                    
                    17
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                WED
             
                        December
                 
                    
                    17
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        December
                 
                    
                    18
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients10:00 AM - 10:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                THU
             
                        December
                 
                    
                    18
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        December
                 
                    
                    18
                 AI Implications in the Insurance Industry1:00 PM - 2:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                THU
             
                        December
                 
                    
                    18
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        December
                 
                    
                    19
                 An Insurance Horror Story - Hoarders10:00 AM - 11:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                FRI
             
                        December
                 
                    
                    19
                 Commercial Insurance Coverages, Court Cases and Chaos1:00 PM - 3:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                FRI
             
                        December
                 
                    
                    19
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them1:00 PM - 3:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                MON
             
                        December
                 
                    
                    22
                 E&O Risk Management: Agency E&O Exposures and Defenses10:00 AM - 1:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                MON
             
                        December
                 
                    
                    22
                 Commercial Insurance Coverages, Court Cases and Chaos1:00 PM - 3:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        December
                 
                    
                    22
                 Insureds: Who, When and Why2:00 PM - 4:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                MON
             
                        December
                 
                    
                    22
                 Why Does My HO Policy Hate My Riding Lawnmower? PL Gaps & Exclusions3:00 PM - 4:42 PMWhen it comes to ISO homeowners or personal auto policies, many contain gaps or exclusions clients may not even be aware of—until it’s too late. This two-hour class examines everyday issues such as recreational vehicles, who is an insured, and ... 
                MON
             
                        December
                 
                    
                    22
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency4:00 PM - 7:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                TUE
             
                        December
                 
                    
                    23
                 Business Income Made Easy10:00 AM - 12:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                TUE
             
                        December
                 
                    
                    23
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals11:00 AM - 2:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                TUE
             
                        December
                 
                    
                    23
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        December
                 
                    
                    26
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                FRI
             
                        December
                 
                    
                    26
                 ABEN: Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:00 PMABEN Webinar | 2 CEs 
                FRI
             
                        December
                 
                    
                    26
                 Securing the Future: Insurance in an Era of Increased Natural Disasters10:00 AM - 12:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                FRI
             
                        December
                 
                    
                    26
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        December
                 
                    
                    26
                 The Peril of Earthquake10:00 AM - 11:16 AMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        December
                 
                    
                    26
                 Covid-19 Litigation and Insurance Issues11:00 AM - 11:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ... 
                FRI
             
                        December
                 
                    
                    26
                 Additional Insureds - Misery Awaits!11:00 AM - 12:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                FRI
             
                        December
                 
                    
                    26
                 ABEN: To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 3:00 PMABEN Webinar | 2 CE's 
                FRI
             
                        December
                 
                    
                    26
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        December
                 
                    
                    29
                 ABEN: Studies in Ethics - A Hippocratic Oath for Insurance Professionals3:00 PM - 6:00 PMABEN Webinar | 3 Ethics credits 
                MON
             
                        December
                 
                    
                    29
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals3:00 PM - 6:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                TUE
             
                        December
                 
                    
                    30
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        December
                 
                    
                    30
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers11:00 AM - 1:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                TUE
             
                        December
                 
                    
                    30
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        December
                 
                    
                    30
                 Power of Prevention: Agency Risk Management Essentials of Sales2:00 PM - 5:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                TUE
             
                        December
                 
                    
                    30
                 Ethics for Insurance Professionals4:00 PM - 6:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        January
                 
                    
                    2
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                MON
             
                        January
                 
                    
                    5
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                MON
             
                        January
                 
                    
                    5
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                MON
             
                        January
                 
                    
                    5
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                TUE
             
                        January
                 
                    
                    6
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                TUE
             
                        January
                 
                    
                    6
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        January
                 
                    
                    6
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t11:00 AM - 1:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                TUE
             
                        January
                 
                    
                    6
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                TUE
             
                        January
                 
                    
                    6
                 Commercial Insurance Coverages, Court Cases and Chaos2:00 PM - 4:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                TUE
             
                        January
                 
                    
                    6
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                TUE
             
                        January
                 
                    
                    6
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                WED
             
                        January
                 
                    
                    7
                 Business Income Made Easy8:00 AM - 10:56 AMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        January
                 
                    
                    7
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                WED
             
                        January
                 
                    
                    7
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency11:00 AM - 2:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                WED
             
                        January
                 
                    
                    7
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        January
                 
                    
                    7
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                WED
             
                        January
                 
                    
                    7
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                THU
             
                        January
                 
                    
                    8
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                THU
             
                        January
                 
                    
                    8
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                FRI
             
                        January
                 
                    
                    9
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                FRI
             
                        January
                 
                    
                    9
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                MON
             
                        January
                 
                    
                    12
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        January
                 
                    
                    12
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                MON
             
                        January
                 
                    
                    12
                 Rockin' Our World - The Basics of Earthquake Coverage11:00 AM - 12:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                MON
             
                        January
                 
                    
                    12
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        January
                 
                    
                    12
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                MON
             
                        January
                 
                    
                    12
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        January
                 
                    
                    12
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency3:00 PM - 5:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                TUE
             
                        January
                 
                    
                    13
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                TUE
             
                        January
                 
                    
                    13
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                WED
             
                        January
                 
                    
                    14
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                WED
             
                        January
                 
                    
                    14
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        January
                 
                    
                    14
                 Ethics for Insurance Professionals3:00 PM - 5:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                THU
             
                        January
                 
                    
                    15
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        January
                 
                    
                    15
                 The Peril of Earthquake12:00 PM - 1:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                THU
             
                        January
                 
                    
                    15
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        January
                 
                    
                    15
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        January
                 
                    
                    16
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        January
                 
                    
                    20
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                TUE
             
                        January
                 
                    
                    20
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                TUE
             
                        January
                 
                    
                    20
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider3:00 PM - 6:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        January
                 
                    
                    21
                 Commercial Insurance Coverages, Court Cases and Chaos8:00 AM - 10:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                WED
             
                        January
                 
                    
                    21
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                WED
             
                        January
                 
                    
                    21
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                WED
             
                        January
                 
                    
                    21
                 MLIS - Cyber & Privacy Liability Exposures9:00 AM - 4:00 PMVirtually no organizations are immune to the risks associated with the Internet and electronic commerce. This course takes a look at the types of exposures companies face and provides a detailed review of the kinds of policy forms that have ... 
                WED
             
                        January
                 
                    
                    21
                 Ethics - Creating a Winning Culture in the Agency11:00 AM - 1:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        January
                 
                    
                    21
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                WED
             
                        January
                 
                    
                    21
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                THU
             
                        January
                 
                    
                    22
                 Business Income Made Easy10:00 AM - 12:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                THU
             
                        January
                 
                    
                    22
                 Workers' Compensation and the Law11:00 AM - 1:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                THU
             
                        January
                 
                    
                    22
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                THU
             
                        January
                 
                    
                    22
                 What To Do With Rental Cars3:00 PM - 5:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                THU
             
                        January
                 
                    
                    22
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                FRI
             
                        January
                 
                    
                    23
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                FRI
             
                        January
                 
                    
                    23
                 What a Crime - Understanding Crime Insurance3:00 PM - 5:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                MON
             
                        January
                 
                    
                    26
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                MON
             
                        January
                 
                    
                    26
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        January
                 
                    
                    27
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                TUE
             
                        January
                 
                    
                    27
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                TUE
             
                        January
                 
                    
                    27
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        January
                 
                    
                    27
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                TUE
             
                        January
                 
                    
                    27
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        January
                 
                    
                    27
                 To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                TUE
             
                        January
                 
                    
                    27
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                WED
             
                        January
                 
                    
                    28
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        January
                 
                    
                    28
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        January
                 
                    
                    29
                 Ethics for Insurance Professionals9:00 AM - 11:05 AMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                THU
             
                        January
                 
                    
                    29
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        January
                 
                    
                    29
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                FRI
             
                        January
                 
                    
                    30
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        January
                 
                    
                    30
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                FRI
             
                        January
                 
                    
                    30
                 The Peril of Earthquake2:00 PM - 3:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        January
                 
                    
                    30
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        February
                 
                    
                    2
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        February
                 
                    
                    2
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                MON
             
                        February
                 
                    
                    2
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency11:00 AM - 1:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                MON
             
                        February
                 
                    
                    2
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        February
                 
                    
                    2
                 Rockin' Our World - The Basics of Earthquake Coverage3:00 PM - 4:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                MON
             
                        February
                 
                    
                    2
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them3:00 PM - 5:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                MON
             
                        February
                 
                    
                    2
                 Overlooked & Undersold Commercial Property Coverage4:00 PM - 7:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        February
                 
                    
                    3
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                TUE
             
                        February
                 
                    
                    3
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        February
                 
                    
                    3
                 Making Sense of Care, Custody, OR Control3:00 PM - 4:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        February
                 
                    
                    4
                 E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        February
                 
                    
                    4
                 Ethics for Insurance Professionals11:00 AM - 1:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                WED
             
                        February
                 
                    
                    4
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                WED
             
                        February
                 
                    
                    4
                 Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        February
                 
                    
                    5
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        February
                 
                    
                    5
                 Power of Prevention: Agency Risk Management Essentials of Sales3:00 PM - 6:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                THU
             
                        February
                 
                    
                    5
                 The Peril of Earthquake4:00 PM - 5:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        February
                 
                    
                    6
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider9:00 AM - 12:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                FRI
             
                        February
                 
                    
                    6
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                FRI
             
                        February
                 
                    
                    6
                 Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                MON
             
                        February
                 
                    
                    9
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                MON
             
                        February
                 
                    
                    9
                 Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        February
                 
                    
                    9
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        February
                 
                    
                    9
                 Coverage Concerns for App/Web-Based Services12:00 PM - 1:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                MON
             
                        February
                 
                    
                    9
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                MON
             
                        February
                 
                    
                    9
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                MON
             
                        February
                 
                    
                    9
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t3:00 PM - 5:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                TUE
             
                        February
                 
                    
                    10
                 
                TUE
             
                        February
                 
                    
                    10
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                TUE
             
                        February
                 
                    
                    10
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                TUE
             
                        February
                 
                    
                    10
                 Business Income Made Easy12:00 PM - 2:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                TUE
             
                        February
                 
                    
                    10
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                TUE
             
                        February
                 
                    
                    10
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency3:00 PM - 6:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                WED
             
                        February
                 
                    
                    11
                 Insureds: Who, When and Why9:00 AM - 11:00 AMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                WED
             
                        February
                 
                    
                    11
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                THU
             
                        February
                 
                    
                    12
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                THU
             
                        February
                 
                    
                    12
                 An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                FRI
             
                        February
                 
                    
                    13
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        February
                 
                    
                    17
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                TUE
             
                        February
                 
                    
                    17
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                TUE
             
                        February
                 
                    
                    17
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        February
                 
                    
                    17
                 To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                TUE
             
                        February
                 
                    
                    17
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                TUE
             
                        February
                 
                    
                    17
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                WED
             
                        February
                 
                    
                    18
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        February
                 
                    
                    18
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        February
                 
                    
                    19
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        February
                 
                    
                    19
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                THU
             
                        February
                 
                    
                    19
                 Ethics for Insurance Professionals1:00 PM - 3:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                THU
             
                        February
                 
                    
                    19
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        February
                 
                    
                    20
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                FRI
             
                        February
                 
                    
                    20
                 The Peril of Earthquake10:00 AM - 11:16 AMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        February
                 
                    
                    20
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        February
                 
                    
                    23
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                MON
             
                        February
                 
                    
                    23
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                MON
             
                        February
                 
                    
                    23
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider11:00 AM - 2:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                TUE
             
                        February
                 
                    
                    24
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t9:00 AM - 11:57 AMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                TUE
             
                        February
                 
                    
                    24
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                TUE
             
                        February
                 
                    
                    24
                 Commercial Insurance Coverages, Court Cases and Chaos12:00 PM - 2:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                TUE
             
                        February
                 
                    
                    24
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        February
                 
                    
                    24
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                TUE
             
                        February
                 
                    
                    24
                 Ethics - Creating a Winning Culture in the Agency3:00 PM - 5:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                TUE
             
                        February
                 
                    
                    24
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                WED
             
                        February
                 
                    
                    25
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency9:00 AM - 12:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                WED
             
                        February
                 
                    
                    25
                 What To Do With Rental Cars11:00 AM - 1:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                WED
             
                        February
                 
                    
                    25
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        February
                 
                    
                    25
                 Business Income Made Easy2:00 PM - 4:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        February
                 
                    
                    25
                 Workers' Compensation and the Law3:00 PM - 5:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                THU
             
                        February
                 
                    
                    26
                 What a Crime - Understanding Crime Insurance11:00 AM - 1:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                THU
             
                        February
                 
                    
                    26
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                FRI
             
                        February
                 
                    
                    27
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        February
                 
                    
                    27
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                FRI
             
                        February
                 
                    
                    27
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                MON
             
                        March
                 
                    
                    2
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                MON
             
                        March
                 
                    
                    2
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                TUE
             
                        March
                 
                    
                    3
                 Business Income Made Easy8:00 AM - 10:56 AMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                TUE
             
                        March
                 
                    
                    3
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                TUE
             
                        March
                 
                    
                    3
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency11:00 AM - 2:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                TUE
             
                        March
                 
                    
                    3
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        March
                 
                    
                    3
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                TUE
             
                        March
                 
                    
                    3
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        March
                 
                    
                    4
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                WED
             
                        March
                 
                    
                    4
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        March
                 
                    
                    4
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                WED
             
                        March
                 
                    
                    4
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t11:00 AM - 1:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                WED
             
                        March
                 
                    
                    4
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                WED
             
                        March
                 
                    
                    4
                 Commercial Insurance Coverages, Court Cases and Chaos2:00 PM - 4:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                WED
             
                        March
                 
                    
                    4
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                THU
             
                        March
                 
                    
                    5
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                THU
             
                        March
                 
                    
                    5
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                THU
             
                        March
                 
                    
                    5
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                FRI
             
                        March
                 
                    
                    6
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                FRI
             
                        March
                 
                    
                    6
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                MON
             
                        March
                 
                    
                    9
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        March
                 
                    
                    9
                 The Peril of Earthquake12:00 PM - 1:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                MON
             
                        March
                 
                    
                    9
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                MON
             
                        March
                 
                    
                    9
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                TUE
             
                        March
                 
                    
                    10
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                TUE
             
                        March
                 
                    
                    10
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                TUE
             
                        March
                 
                    
                    10
                 Ethics for Insurance Professionals3:00 PM - 5:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                WED
             
                        March
                 
                    
                    11
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        March
                 
                    
                    11
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        March
                 
                    
                    12
                 Rockin' Our World - The Basics of Earthquake Coverage11:00 AM - 12:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                THU
             
                        March
                 
                    
                    12
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                THU
             
                        March
                 
                    
                    12
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        March
                 
                    
                    12
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                THU
             
                        March
                 
                    
                    12
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                THU
             
                        March
                 
                    
                    12
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency3:00 PM - 5:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                MON
             
                        March
                 
                    
                    16
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        March
                 
                    
                    17
                 Insureds: Who, When and Why9:00 AM - 11:00 AMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                TUE
             
                        March
                 
                    
                    17
                 What a Crime - Understanding Crime Insurance3:00 PM - 5:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                WED
             
                        March
                 
                    
                    18
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        March
                 
                    
                    18
                 Business Income Made Easy10:00 AM - 12:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        March
                 
                    
                    18
                 Workers' Compensation and the Law11:00 AM - 1:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                WED
             
                        March
                 
                    
                    18
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                WED
             
                        March
                 
                    
                    18
                 What To Do With Rental Cars3:00 PM - 5:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                THU
             
                        March
                 
                    
                    19
                 Commercial Insurance Coverages, Court Cases and Chaos8:00 AM - 10:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                THU
             
                        March
                 
                    
                    19
                 Ethics - Creating a Winning Culture in the Agency11:00 AM - 1:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        March
                 
                    
                    19
                 Coverage Concerns for App/Web-Based Services12:00 PM - 1:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                THU
             
                        March
                 
                    
                    19
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        March
                 
                    
                    19
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                THU
             
                        March
                 
                    
                    19
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                THU
             
                        March
                 
                    
                    19
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        March
                 
                    
                    20
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                FRI
             
                        March
                 
                    
                    20
                 Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                FRI
             
                        March
                 
                    
                    20
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider3:00 PM - 6:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                MON
             
                        March
                 
                    
                    23
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                MON
             
                        March
                 
                    
                    23
                 An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                TUE
             
                        March
                 
                    
                    24
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                TUE
             
                        March
                 
                    
                    24
                 The Peril of Earthquake2:00 PM - 3:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                TUE
             
                        March
                 
                    
                    24
                 Power of Prevention: Agency Risk Management Essentials of Sales3:00 PM - 6:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                WED
             
                        March
                 
                    
                    25
                 E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        March
                 
                    
                    25
                 Ethics for Insurance Professionals9:00 AM - 11:05 AMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                WED
             
                        March
                 
                    
                    25
                 Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        March
                 
                    
                    26
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        March
                 
                    
                    26
                 Making Sense of Care, Custody, OR Control3:00 PM - 4:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        March
                 
                    
                    27
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                FRI
             
                        March
                 
                    
                    27
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                FRI
             
                        March
                 
                    
                    27
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        March
                 
                    
                    27
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                FRI
             
                        March
                 
                    
                    27
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                FRI
             
                        March
                 
                    
                    27
                 To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        March
                 
                    
                    30
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them3:00 PM - 5:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        March
                 
                    
                    31
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        March
                 
                    
                    31
                 Overlooked & Undersold Commercial Property Coverage4:00 PM - 7:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                WED
             
                        April
                 
                    
                    1
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                WED
             
                        April
                 
                    
                    1
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider9:00 AM - 12:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        April
                 
                    
                    1
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                WED
             
                        April
                 
                    
                    1
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                THU
             
                        April
                 
                    
                    2
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                THU
             
                        April
                 
                    
                    2
                 Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                THU
             
                        April
                 
                    
                    2
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        April
                 
                    
                    2
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                THU
             
                        April
                 
                    
                    2
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        April
                 
                    
                    2
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t3:00 PM - 5:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        April
                 
                    
                    3
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                FRI
             
                        April
                 
                    
                    3
                 Business Income Made Easy12:00 PM - 2:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                FRI
             
                        April
                 
                    
                    3
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                FRI
             
                        April
                 
                    
                    3
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                FRI
             
                        April
                 
                    
                    3
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency3:00 PM - 6:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                MON
             
                        April
                 
                    
                    6
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                MON
             
                        April
                 
                    
                    6
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                TUE
             
                        April
                 
                    
                    7
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        April
                 
                    
                    7
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        April
                 
                    
                    7
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                WED
             
                        April
                 
                    
                    8
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                WED
             
                        April
                 
                    
                    8
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                WED
             
                        April
                 
                    
                    8
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                WED
             
                        April
                 
                    
                    8
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency11:00 AM - 1:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                WED
             
                        April
                 
                    
                    8
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                WED
             
                        April
                 
                    
                    8
                 Rockin' Our World - The Basics of Earthquake Coverage3:00 PM - 4:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                THU
             
                        April
                 
                    
                    9
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                THU
             
                        April
                 
                    
                    9
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                FRI
             
                        April
                 
                    
                    10
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                FRI
             
                        April
                 
                    
                    10
                 Ethics for Insurance Professionals11:00 AM - 1:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        April
                 
                    
                    10
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                MON
             
                        April
                 
                    
                    13
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                MON
             
                        April
                 
                    
                    13
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        April
                 
                    
                    14
                 The Peril of Earthquake4:00 PM - 5:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                WED
             
                        April
                 
                    
                    15
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                WED
             
                        April
                 
                    
                    15
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        April
                 
                    
                    16
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider11:00 AM - 2:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                THU
             
                        April
                 
                    
                    16
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                THU
             
                        April
                 
                    
                    16
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                THU
             
                        April
                 
                    
                    16
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        April
                 
                    
                    17
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                FRI
             
                        April
                 
                    
                    17
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                FRI
             
                        April
                 
                    
                    17
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t9:00 AM - 11:57 AMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        April
                 
                    
                    17
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                FRI
             
                        April
                 
                    
                    17
                 Commercial Insurance Coverages, Court Cases and Chaos12:00 PM - 2:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                FRI
             
                        April
                 
                    
                    17
                 Ethics - Creating a Winning Culture in the Agency3:00 PM - 5:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                MON
             
                        April
                 
                    
                    20
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency9:00 AM - 12:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                MON
             
                        April
                 
                    
                    20
                 What To Do With Rental Cars11:00 AM - 1:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                MON
             
                        April
                 
                    
                    20
                 Business Income Made Easy2:00 PM - 4:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                MON
             
                        April
                 
                    
                    20
                 Workers' Compensation and the Law3:00 PM - 5:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                MON
             
                        April
                 
                    
                    20
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                TUE
             
                        April
                 
                    
                    21
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        April
                 
                    
                    21
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                WED
             
                        April
                 
                    
                    22
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                WED
             
                        April
                 
                    
                    22
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                THU
             
                        April
                 
                    
                    23
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                THU
             
                        April
                 
                    
                    23
                 To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                THU
             
                        April
                 
                    
                    23
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                THU
             
                        April
                 
                    
                    23
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        April
                 
                    
                    23
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                FRI
             
                        April
                 
                    
                    24
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        April
                 
                    
                    24
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        April
                 
                    
                    24
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                MON
             
                        April
                 
                    
                    27
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                MON
             
                        April
                 
                    
                    27
                 Ethics for Insurance Professionals1:00 PM - 3:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                MON
             
                        April
                 
                    
                    27
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                TUE
             
                        April
                 
                    
                    28
                 What a Crime - Understanding Crime Insurance11:00 AM - 1:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                TUE
             
                        April
                 
                    
                    28
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                WED
             
                        April
                 
                    
                    29
                 
                WED
             
                        April
                 
                    
                    29
                 The Peril of Earthquake10:00 AM - 11:16 AMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                WED
             
                        April
                 
                    
                    29
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                WED
             
                        April
                 
                    
                    29
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        April
                 
                    
                    30
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                FRI
             
                        May
                 
                    
                    1
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                FRI
             
                        May
                 
                    
                    1
                 The Peril of Earthquake12:00 PM - 1:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        May
                 
                    
                    1
                 Power of Prevention: Agency Risk Management Essentials of Sales3:00 PM - 6:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                MON
             
                        May
                 
                    
                    4
                 E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                MON
             
                        May
                 
                    
                    4
                 Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                MON
             
                        May
                 
                    
                    4
                 Ethics for Insurance Professionals3:00 PM - 5:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                TUE
             
                        May
                 
                    
                    5
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        May
                 
                    
                    5
                 Making Sense of Care, Custody, OR Control3:00 PM - 4:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                TUE
             
                        May
                 
                    
                    5
                 Overlooked & Undersold Commercial Property Coverage4:00 PM - 7:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                WED
             
                        May
                 
                    
                    6
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                WED
             
                        May
                 
                    
                    6
                 Rockin' Our World - The Basics of Earthquake Coverage11:00 AM - 12:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                WED
             
                        May
                 
                    
                    6
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                WED
             
                        May
                 
                    
                    6
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                WED
             
                        May
                 
                    
                    6
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                WED
             
                        May
                 
                    
                    6
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them3:00 PM - 5:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                WED
             
                        May
                 
                    
                    6
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency3:00 PM - 5:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        May
                 
                    
                    7
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                THU
             
                        May
                 
                    
                    7
                 Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                THU
             
                        May
                 
                    
                    7
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                FRI
             
                        May
                 
                    
                    8
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                FRI
             
                        May
                 
                    
                    8
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t11:00 AM - 1:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        May
                 
                    
                    8
                 Coverage Concerns for App/Web-Based Services12:00 PM - 1:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                FRI
             
                        May
                 
                    
                    8
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                FRI
             
                        May
                 
                    
                    8
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                FRI
             
                        May
                 
                    
                    8
                 Commercial Insurance Coverages, Court Cases and Chaos2:00 PM - 4:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        May
                 
                    
                    11
                 Business Income Made Easy8:00 AM - 10:56 AMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                MON
             
                        May
                 
                    
                    11
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                MON
             
                        May
                 
                    
                    11
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                MON
             
                        May
                 
                    
                    11
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency11:00 AM - 2:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                MON
             
                        May
                 
                    
                    11
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        May
                 
                    
                    11
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                TUE
             
                        May
                 
                    
                    12
                 Insureds: Who, When and Why9:00 AM - 11:00 AMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                TUE
             
                        May
                 
                    
                    12
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                WED
             
                        May
                 
                    
                    13
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                WED
             
                        May
                 
                    
                    13
                 An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                THU
             
                        May
                 
                    
                    14
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                FRI
             
                        May
                 
                    
                    15
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                MON
             
                        May
                 
                    
                    18
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                MON
             
                        May
                 
                    
                    18
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        May
                 
                    
                    18
                 The Peril of Earthquake2:00 PM - 3:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                TUE
             
                        May
                 
                    
                    19
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                TUE
             
                        May
                 
                    
                    19
                 Ethics for Insurance Professionals9:00 AM - 11:05 AMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                TUE
             
                        May
                 
                    
                    19
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        May
                 
                    
                    20
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        May
                 
                    
                    20
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        May
                 
                    
                    21
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                THU
             
                        May
                 
                    
                    21
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        May
                 
                    
                    21
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        May
                 
                    
                    21
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                THU
             
                        May
                 
                    
                    21
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                THU
             
                        May
                 
                    
                    21
                 To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                THU
             
                        May
                 
                    
                    21
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        May
                 
                    
                    22
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                FRI
             
                        May
                 
                    
                    22
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                FRI
             
                        May
                 
                    
                    22
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider3:00 PM - 6:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                TUE
             
                        May
                 
                    
                    26
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        May
                 
                    
                    26
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        May
                 
                    
                    26
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                WED
             
                        May
                 
                    
                    27
                 Commercial Insurance Coverages, Court Cases and Chaos8:00 AM - 10:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                WED
             
                        May
                 
                    
                    27
                 Ethics - Creating a Winning Culture in the Agency11:00 AM - 1:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        May
                 
                    
                    27
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                WED
             
                        May
                 
                    
                    27
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                WED
             
                        May
                 
                    
                    27
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                WED
             
                        May
                 
                    
                    27
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        May
                 
                    
                    28
                 Business Income Made Easy10:00 AM - 12:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                THU
             
                        May
                 
                    
                    28
                 Workers' Compensation and the Law11:00 AM - 1:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                THU
             
                        May
                 
                    
                    28
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                THU
             
                        May
                 
                    
                    28
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                THU
             
                        May
                 
                    
                    28
                 What To Do With Rental Cars3:00 PM - 5:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                FRI
             
                        May
                 
                    
                    29
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        May
                 
                    
                    29
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                FRI
             
                        May
                 
                    
                    29
                 What a Crime - Understanding Crime Insurance3:00 PM - 5:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                MON
             
                        June
                 
                    
                    1
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                MON
             
                        June
                 
                    
                    1
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        June
                 
                    
                    2
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                TUE
             
                        June
                 
                    
                    2
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        June
                 
                    
                    2
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                WED
             
                        June
                 
                    
                    3
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                WED
             
                        June
                 
                    
                    3
                 Business Income Made Easy12:00 PM - 2:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        June
                 
                    
                    3
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                WED
             
                        June
                 
                    
                    3
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                WED
             
                        June
                 
                    
                    3
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency3:00 PM - 6:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                WED
             
                        June
                 
                    
                    3
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                THU
             
                        June
                 
                    
                    4
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                THU
             
                        June
                 
                    
                    4
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                THU
             
                        June
                 
                    
                    4
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        June
                 
                    
                    4
                 MLIS - Fiduciary Liability: What You Need to Know About Exposures & Insurance9:00 AM - 4:00 PMWebinar | 7 CEs 
                THU
             
                        June
                 
                    
                    4
                 Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                THU
             
                        June
                 
                    
                    4
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        June
                 
                    
                    4
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t3:00 PM - 5:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        June
                 
                    
                    5
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider9:00 AM - 12:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                FRI
             
                        June
                 
                    
                    5
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                FRI
             
                        June
                 
                    
                    5
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                MON
             
                        June
                 
                    
                    8
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        June
                 
                    
                    8
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                MON
             
                        June
                 
                    
                    8
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        June
                 
                    
                    8
                 The Peril of Earthquake4:00 PM - 5:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                TUE
             
                        June
                 
                    
                    9
                 Ethics for Insurance Professionals11:00 AM - 1:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                TUE
             
                        June
                 
                    
                    9
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                TUE
             
                        June
                 
                    
                    9
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        June
                 
                    
                    10
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        June
                 
                    
                    10
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        June
                 
                    
                    11
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                THU
             
                        June
                 
                    
                    11
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency11:00 AM - 1:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        June
                 
                    
                    11
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                THU
             
                        June
                 
                    
                    11
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        June
                 
                    
                    11
                 Rockin' Our World - The Basics of Earthquake Coverage3:00 PM - 4:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                THU
             
                        June
                 
                    
                    11
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                FRI
             
                        June
                 
                    
                    12
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                MON
             
                        June
                 
                    
                    15
                 Ethics - Creating a Winning Culture in the Agency3:00 PM - 5:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                TUE
             
                        June
                 
                    
                    16
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        June
                 
                    
                    16
                 An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                WED
             
                        June
                 
                    
                    17
                 Insureds: Who, When and Why9:00 AM - 11:00 AMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                WED
             
                        June
                 
                    
                    17
                 What a Crime - Understanding Crime Insurance11:00 AM - 1:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                THU
             
                        June
                 
                    
                    18
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency9:00 AM - 12:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                THU
             
                        June
                 
                    
                    18
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                THU
             
                        June
                 
                    
                    18
                 What To Do With Rental Cars11:00 AM - 1:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                THU
             
                        June
                 
                    
                    18
                 Business Income Made Easy2:00 PM - 4:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                THU
             
                        June
                 
                    
                    18
                 Workers' Compensation and the Law3:00 PM - 5:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                THU
             
                        June
                 
                    
                    18
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        June
                 
                    
                    19
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t9:00 AM - 11:57 AMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        June
                 
                    
                    19
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                FRI
             
                        June
                 
                    
                    19
                 Commercial Insurance Coverages, Court Cases and Chaos12:00 PM - 2:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                FRI
             
                        June
                 
                    
                    19
                 Coverage Concerns for App/Web-Based Services12:00 PM - 1:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                FRI
             
                        June
                 
                    
                    19
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                MON
             
                        June
                 
                    
                    22
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider11:00 AM - 2:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                MON
             
                        June
                 
                    
                    22
                 Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                MON
             
                        June
                 
                    
                    22
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                TUE
             
                        June
                 
                    
                    23
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                TUE
             
                        June
                 
                    
                    23
                 The Peril of Earthquake10:00 AM - 11:16 AMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                TUE
             
                        June
                 
                    
                    23
                 Power of Prevention: Agency Risk Management Essentials of Sales3:00 PM - 6:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                WED
             
                        June
                 
                    
                    24
                 E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        June
                 
                    
                    24
                 Ethics for Insurance Professionals1:00 PM - 3:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                WED
             
                        June
                 
                    
                    24
                 Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        June
                 
                    
                    25
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        June
                 
                    
                    25
                 Making Sense of Care, Custody, OR Control3:00 PM - 4:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        June
                 
                    
                    26
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                FRI
             
                        June
                 
                    
                    26
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                FRI
             
                        June
                 
                    
                    26
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        June
                 
                    
                    26
                 To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                FRI
             
                        June
                 
                    
                    26
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                FRI
             
                        June
                 
                    
                    26
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        June
                 
                    
                    29
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them3:00 PM - 5:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        June
                 
                    
                    30
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        June
                 
                    
                    30
                 Overlooked & Undersold Commercial Property Coverage4:00 PM - 7:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                WED
             
                        July
                 
                    
                    1
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                WED
             
                        July
                 
                    
                    1
                 Rockin' Our World - The Basics of Earthquake Coverage11:00 AM - 12:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                WED
             
                        July
                 
                    
                    1
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                WED
             
                        July
                 
                    
                    1
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                WED
             
                        July
                 
                    
                    1
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                WED
             
                        July
                 
                    
                    1
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency3:00 PM - 5:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        July
                 
                    
                    2
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                THU
             
                        July
                 
                    
                    2
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                MON
             
                        July
                 
                    
                    6
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                MON
             
                        July
                 
                    
                    6
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                MON
             
                        July
                 
                    
                    6
                 Ethics for Insurance Professionals3:00 PM - 5:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                TUE
             
                        July
                 
                    
                    7
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                TUE
             
                        July
                 
                    
                    7
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        July
                 
                    
                    7
                 The Peril of Earthquake12:00 PM - 1:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                TUE
             
                        July
                 
                    
                    7
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                WED
             
                        July
                 
                    
                    8
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                WED
             
                        July
                 
                    
                    8
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                THU
             
                        July
                 
                    
                    9
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                THU
             
                        July
                 
                    
                    9
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                FRI
             
                        July
                 
                    
                    10
                 Business Income Made Easy8:00 AM - 10:56 AMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                FRI
             
                        July
                 
                    
                    10
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                FRI
             
                        July
                 
                    
                    10
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency11:00 AM - 2:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                FRI
             
                        July
                 
                    
                    10
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                FRI
             
                        July
                 
                    
                    10
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                MON
             
                        July
                 
                    
                    13
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                MON
             
                        July
                 
                    
                    13
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        July
                 
                    
                    13
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t11:00 AM - 1:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                MON
             
                        July
                 
                    
                    13
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                MON
             
                        July
                 
                    
                    13
                 Commercial Insurance Coverages, Court Cases and Chaos2:00 PM - 4:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        July
                 
                    
                    13
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                MON
             
                        July
                 
                    
                    13
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                TUE
             
                        July
                 
                    
                    14
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                TUE
             
                        July
                 
                    
                    14
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                TUE
             
                        July
                 
                    
                    14
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        July
                 
                    
                    15
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        July
                 
                    
                    16
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                THU
             
                        July
                 
                    
                    16
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        July
                 
                    
                    17
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                FRI
             
                        July
                 
                    
                    17
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                FRI
             
                        July
                 
                    
                    17
                 To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        July
                 
                    
                    20
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        July
                 
                    
                    20
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                MON
             
                        July
                 
                    
                    20
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                TUE
             
                        July
                 
                    
                    21
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                WED
             
                        July
                 
                    
                    22
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        July
                 
                    
                    22
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        July
                 
                    
                    23
                 Ethics for Insurance Professionals9:00 AM - 11:05 AMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                THU
             
                        July
                 
                    
                    23
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        July
                 
                    
                    23
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                FRI
             
                        July
                 
                    
                    24
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                FRI
             
                        July
                 
                    
                    24
                 The Peril of Earthquake2:00 PM - 3:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        July
                 
                    
                    24
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        July
                 
                    
                    27
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                MON
             
                        July
                 
                    
                    27
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        July
                 
                    
                    28
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        July
                 
                    
                    28
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                TUE
             
                        July
                 
                    
                    28
                 What a Crime - Understanding Crime Insurance3:00 PM - 5:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                WED
             
                        July
                 
                    
                    29
                 Business Income Made Easy10:00 AM - 12:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        July
                 
                    
                    29
                 Workers' Compensation and the Law11:00 AM - 1:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                WED
             
                        July
                 
                    
                    29
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                WED
             
                        July
                 
                    
                    29
                 What To Do With Rental Cars3:00 PM - 5:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                WED
             
                        July
                 
                    
                    29
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                THU
             
                        July
                 
                    
                    30
                 Commercial Insurance Coverages, Court Cases and Chaos8:00 AM - 10:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                THU
             
                        July
                 
                    
                    30
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                THU
             
                        July
                 
                    
                    30
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        July
                 
                    
                    30
                 Ethics - Creating a Winning Culture in the Agency11:00 AM - 1:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        July
                 
                    
                    30
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                THU
             
                        July
                 
                    
                    30
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                FRI
             
                        July
                 
                    
                    31
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        July
                 
                    
                    31
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                FRI
             
                        July
                 
                    
                    31
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                FRI
             
                        July
                 
                    
                    31
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider3:00 PM - 6:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                MON
             
                        August
                 
                    
                    3
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider9:00 AM - 12:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                MON
             
                        August
                 
                    
                    3
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                MON
             
                        August
                 
                    
                    3
                 Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                TUE
             
                        August
                 
                    
                    4
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                TUE
             
                        August
                 
                    
                    4
                 Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                TUE
             
                        August
                 
                    
                    4
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        August
                 
                    
                    4
                 Coverage Concerns for App/Web-Based Services12:00 PM - 1:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                TUE
             
                        August
                 
                    
                    4
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                TUE
             
                        August
                 
                    
                    4
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                TUE
             
                        August
                 
                    
                    4
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t3:00 PM - 5:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                WED
             
                        August
                 
                    
                    5
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                WED
             
                        August
                 
                    
                    5
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        August
                 
                    
                    5
                 Business Income Made Easy12:00 PM - 2:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                WED
             
                        August
                 
                    
                    5
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                WED
             
                        August
                 
                    
                    5
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                WED
             
                        August
                 
                    
                    5
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency3:00 PM - 6:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                THU
             
                        August
                 
                    
                    6
                 Insureds: Who, When and Why9:00 AM - 11:00 AMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                THU
             
                        August
                 
                    
                    6
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                FRI
             
                        August
                 
                    
                    7
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                FRI
             
                        August
                 
                    
                    7
                 An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                MON
             
                        August
                 
                    
                    10
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        August
                 
                    
                    10
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                MON
             
                        August
                 
                    
                    10
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        August
                 
                    
                    10
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency11:00 AM - 1:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                MON
             
                        August
                 
                    
                    10
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        August
                 
                    
                    10
                 Rockin' Our World - The Basics of Earthquake Coverage3:00 PM - 4:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                MON
             
                        August
                 
                    
                    10
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them3:00 PM - 5:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        August
                 
                    
                    11
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                TUE
             
                        August
                 
                    
                    11
                 Making Sense of Care, Custody, OR Control3:00 PM - 4:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        August
                 
                    
                    12
                 E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                WED
             
                        August
                 
                    
                    12
                 Ethics for Insurance Professionals11:00 AM - 1:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                WED
             
                        August
                 
                    
                    12
                 Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        August
                 
                    
                    13
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        August
                 
                    
                    13
                 Power of Prevention: Agency Risk Management Essentials of Sales3:00 PM - 6:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                FRI
             
                        August
                 
                    
                    14
                 Overlooked & Undersold Commercial Property Coverage4:00 PM - 7:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                MON
             
                        August
                 
                    
                    17
                 The Peril of Earthquake4:00 PM - 5:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                TUE
             
                        August
                 
                    
                    18
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                TUE
             
                        August
                 
                    
                    18
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                TUE
             
                        August
                 
                    
                    18
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider11:00 AM - 2:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        August
                 
                    
                    19
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t9:00 AM - 11:57 AMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                WED
             
                        August
                 
                    
                    19
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                WED
             
                        August
                 
                    
                    19
                 Commercial Insurance Coverages, Court Cases and Chaos12:00 PM - 2:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                WED
             
                        August
                 
                    
                    19
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                WED
             
                        August
                 
                    
                    19
                 Ethics - Creating a Winning Culture in the Agency3:00 PM - 5:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        August
                 
                    
                    19
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        August
                 
                    
                    20
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency9:00 AM - 12:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                THU
             
                        August
                 
                    
                    20
                 What To Do With Rental Cars11:00 AM - 1:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                THU
             
                        August
                 
                    
                    20
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                THU
             
                        August
                 
                    
                    20
                 You Gotta Be Kidding Me! Strange but True Claims2:00 PM - 4:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                THU
             
                        August
                 
                    
                    20
                 Business Income Made Easy2:00 PM - 4:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                THU
             
                        August
                 
                    
                    20
                 Workers' Compensation and the Law3:00 PM - 5:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                FRI
             
                        August
                 
                    
                    21
                 What a Crime - Understanding Crime Insurance11:00 AM - 1:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                FRI
             
                        August
                 
                    
                    21
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                MON
             
                        August
                 
                    
                    24
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                MON
             
                        August
                 
                    
                    24
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                TUE
             
                        August
                 
                    
                    25
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                TUE
             
                        August
                 
                    
                    25
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                TUE
             
                        August
                 
                    
                    25
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                TUE
             
                        August
                 
                    
                    25
                 To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                TUE
             
                        August
                 
                    
                    25
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                TUE
             
                        August
                 
                    
                    25
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        August
                 
                    
                    25
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                WED
             
                        August
                 
                    
                    26
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                WED
             
                        August
                 
                    
                    26
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                THU
             
                        August
                 
                    
                    27
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        August
                 
                    
                    27
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                THU
             
                        August
                 
                    
                    27
                 Ethics for Insurance Professionals1:00 PM - 3:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        August
                 
                    
                    28
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                FRI
             
                        August
                 
                    
                    28
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        August
                 
                    
                    28
                 The Peril of Earthquake10:00 AM - 11:16 AMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                FRI
             
                        August
                 
                    
                    28
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                MON
             
                        August
                 
                    
                    31
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                TUE
             
                        September
                 
                    
                    1
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                TUE
             
                        September
                 
                    
                    1
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        September
                 
                    
                    1
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                WED
             
                        September
                 
                    
                    2
                 What a Crime - Understanding Crime Insurance1:00 PM - 3:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                WED
             
                        September
                 
                    
                    2
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                WED
             
                        September
                 
                    
                    2
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                THU
             
                        September
                 
                    
                    3
                 Business Income Made Easy8:00 AM - 10:56 AMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                THU
             
                        September
                 
                    
                    3
                 Workers' Compensation and the Law9:00 AM - 11:56 AMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                THU
             
                        September
                 
                    
                    3
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency11:00 AM - 2:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                THU
             
                        September
                 
                    
                    3
                 What To Do With Rental Cars1:00 PM - 3:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                THU
             
                        September
                 
                    
                    3
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                FRI
             
                        September
                 
                    
                    4
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                FRI
             
                        September
                 
                    
                    4
                 Ethics - Creating a Winning Culture in the Agency9:00 AM - 11:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                FRI
             
                        September
                 
                    
                    4
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                FRI
             
                        September
                 
                    
                    4
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t11:00 AM - 1:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        September
                 
                    
                    4
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                FRI
             
                        September
                 
                    
                    4
                 Commercial Insurance Coverages, Court Cases and Chaos2:00 PM - 4:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                TUE
             
                        September
                 
                    
                    8
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                TUE
             
                        September
                 
                    
                    8
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                TUE
             
                        September
                 
                    
                    8
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider1:00 PM - 4:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        September
                 
                    
                    9
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                WED
             
                        September
                 
                    
                    9
                 The Peril of Earthquake12:00 PM - 1:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                WED
             
                        September
                 
                    
                    9
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        September
                 
                    
                    10
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                THU
             
                        September
                 
                    
                    10
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                THU
             
                        September
                 
                    
                    10
                 Ethics for Insurance Professionals3:00 PM - 5:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        September
                 
                    
                    11
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        September
                 
                    
                    11
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                MON
             
                        September
                 
                    
                    14
                 Rockin' Our World - The Basics of Earthquake Coverage11:00 AM - 12:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                MON
             
                        September
                 
                    
                    14
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        September
                 
                    
                    14
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        September
                 
                    
                    14
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                MON
             
                        September
                 
                    
                    14
                 To Be or Not to AirBnb - Sharing Exposures and Insurance1:00 PM - 2:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        September
                 
                    
                    14
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                MON
             
                        September
                 
                    
                    14
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency3:00 PM - 5:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                TUE
             
                        September
                 
                    
                    15
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                WED
             
                        September
                 
                    
                    16
                 AI Implications in the Insurance Industry9:00 AM - 10:08 AMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                WED
             
                        September
                 
                    
                    16
                 An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                THU
             
                        September
                 
                    
                    17
                 Insureds: Who, When and Why9:00 AM - 11:00 AMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                THU
             
                        September
                 
                    
                    17
                 What a Crime - Understanding Crime Insurance3:00 PM - 5:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                THU
             
                        September
                 
                    
                    17
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        September
                 
                    
                    18
                 Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                FRI
             
                        September
                 
                    
                    18
                 Business Income Made Easy10:00 AM - 12:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                FRI
             
                        September
                 
                    
                    18
                 Workers' Compensation and the Law11:00 AM - 1:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                FRI
             
                        September
                 
                    
                    18
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                FRI
             
                        September
                 
                    
                    18
                 What To Do With Rental Cars3:00 PM - 5:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                MON
             
                        September
                 
                    
                    21
                 Commercial Insurance Coverages, Court Cases and Chaos8:00 AM - 10:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        September
                 
                    
                    21
                 Coverage Concerns for App/Web-Based Services12:00 PM - 1:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                MON
             
                        September
                 
                    
                    21
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals12:00 PM - 3:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                MON
             
                        September
                 
                    
                    21
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t1:00 PM - 3:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                MON
             
                        September
                 
                    
                    21
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals2:00 PM - 5:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                TUE
             
                        September
                 
                    
                    22
                 Ethics - Creating a Winning Culture in the Agency11:00 AM - 1:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                WED
             
                        September
                 
                    
                    23
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider3:00 PM - 6:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        September
                 
                    
                    23
                 Securing the Future: Insurance in an Era of Increased Natural Disasters3:00 PM - 5:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                WED
             
                        September
                 
                    
                    23
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients3:00 PM - 3:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                THU
             
                        September
                 
                    
                    24
                 Adding Value In Personal Lines10:00 AM - 12:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                THU
             
                        September
                 
                    
                    24
                 The Peril of Earthquake2:00 PM - 3:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                THU
             
                        September
                 
                    
                    24
                 Power of Prevention: Agency Risk Management Essentials of Sales3:00 PM - 6:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                FRI
             
                        September
                 
                    
                    25
                 E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                FRI
             
                        September
                 
                    
                    25
                 Ethics for Insurance Professionals9:00 AM - 11:05 AMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                FRI
             
                        September
                 
                    
                    25
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        September
                 
                    
                    25
                 Flood Program Overview – NFIP Then and Now - 3 hrs3:00 PM - 5:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                MON
             
                        September
                 
                    
                    28
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                MON
             
                        September
                 
                    
                    28
                 Making Sense of Care, Custody, OR Control3:00 PM - 4:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                TUE
             
                        September
                 
                    
                    29
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        September
                 
                    
                    29
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them3:00 PM - 5:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                WED
             
                        September
                 
                    
                    30
                 Additional Insureds - Misery Awaits!9:00 AM - 10:56 AMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                WED
             
                        September
                 
                    
                    30
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency9:00 AM - 11:55 AMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                WED
             
                        September
                 
                    
                    30
                 Rockin' Our World - The Basics of Earthquake Coverage1:00 PM - 2:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                WED
             
                        September
                 
                    
                    30
                 An Hour Of True Crime - Wrong Way Driver3:00 PM - 3:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                WED
             
                        September
                 
                    
                    30
                 To Be or Not to AirBnb - Sharing Exposures and Insurance3:00 PM - 4:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                WED
             
                        September
                 
                    
                    30
                 Overlooked & Undersold Commercial Property Coverage4:00 PM - 7:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                THU
             
                        October
                 
                    
                    1
                 An Hour Of True Crime - Wrong Way Driver9:00 AM - 9:57 AMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                THU
             
                        October
                 
                    
                    1
                 To Be or Not to AirBnb - Sharing Exposures and Insurance9:00 AM - 10:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                THU
             
                        October
                 
                    
                    1
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                THU
             
                        October
                 
                    
                    1
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency11:00 AM - 1:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                THU
             
                        October
                 
                    
                    1
                 Additional Insureds - Misery Awaits!12:00 PM - 1:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                THU
             
                        October
                 
                    
                    1
                 Rockin' Our World - The Basics of Earthquake Coverage3:00 PM - 4:06 PMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                FRI
             
                        October
                 
                    
                    2
                 Making Sense of Care, Custody, OR Control9:00 AM - 10:56 AMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                FRI
             
                        October
                 
                    
                    2
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                MON
             
                        October
                 
                    
                    5
                 Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                MON
             
                        October
                 
                    
                    5
                 Ethics for Insurance Professionals11:00 AM - 1:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                MON
             
                        October
                 
                    
                    5
                 E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                TUE
             
                        October
                 
                    
                    6
                 Power of Prevention: Agency Risk Management Essentials of Sales9:00 AM - 12:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                TUE
             
                        October
                 
                    
                    6
                 You Gotta Be Kidding Me! Strange but True Claims11:00 AM - 1:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                TUE
             
                        October
                 
                    
                    6
                 Adding Value In Personal Lines1:00 PM - 3:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                TUE
             
                        October
                 
                    
                    6
                 The Peril of Earthquake4:00 PM - 5:16 PMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                WED
             
                        October
                 
                    
                    7
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider9:00 AM - 12:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                WED
             
                        October
                 
                    
                    7
                 Securing the Future: Insurance in an Era of Increased Natural Disasters9:00 AM - 11:01 AMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                WED
             
                        October
                 
                    
                    7
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients9:00 AM - 9:57 AMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                WED
             
                        October
                 
                    
                    7
                 E&O Nightmares2:00 PM - 3:58 PMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                THU
             
                        October
                 
                    
                    8
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals8:00 AM - 11:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                THU
             
                        October
                 
                    
                    8
                 Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                THU
             
                        October
                 
                    
                    8
                 Ethics - Creating a Winning Culture in the Agency1:00 PM - 3:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                THU
             
                        October
                 
                    
                    8
                 Coverage Concerns for App/Web-Based Services3:00 PM - 4:49 PMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                THU
             
                        October
                 
                    
                    8
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals3:00 PM - 6:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                THU
             
                        October
                 
                    
                    8
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t3:00 PM - 5:57 PMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                FRI
             
                        October
                 
                    
                    9
                 Business Income Made Easy12:00 PM - 2:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                FRI
             
                        October
                 
                    
                    9
                 Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                FRI
             
                        October
                 
                    
                    9
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency3:00 PM - 6:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                MON
             
                        October
                 
                    
                    12
                 An Hour of True Crime - Schoharie Limousine Accident11:00 AM - 11:58 AMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                MON
             
                        October
                 
                    
                    12
                 Insureds: Who, When and Why12:00 PM - 2:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                TUE
             
                        October
                 
                    
                    13
                 AI Implications in the Insurance Industry12:00 PM - 1:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                TUE
             
                        October
                 
                    
                    13
                 An Insurance Horror Story - Hoarders3:00 PM - 4:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                WED
             
                        October
                 
                    
                    14
                 Overlooked & Undersold Commercial Property Coverage10:00 AM - 1:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
                THU
             
                        October
                 
                    
                    15
                 What a Crime - Understanding Crime Insurance9:00 AM - 11:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                THU
             
                        October
                 
                    
                    15
                 You Gotta Be Kidding Me! Strange but True Claims3:00 PM - 5:00 PMAfter 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ... 
                FRI
             
                        October
                 
                    
                    16
                 What To Do With Rental Cars9:00 AM - 11:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                FRI
             
                        October
                 
                    
                    16
                 Workers' Compensation and the Law1:00 PM - 3:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                MON
             
                        October
                 
                    
                    19
                 Rockin' Our World - The Basics of Earthquake Coverage9:00 AM - 10:06 AMThis course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations. Click here to register 
                MON
             
                        October
                 
                    
                    19
                 To Be or Not to AirBnb - Sharing Exposures and Insurance11:00 AM - 12:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ... 
                MON
             
                        October
                 
                    
                    19
                 An Hour Of True Crime - Wrong Way Driver12:00 PM - 12:57 PMThis course will discuss a four car accident which resulted in multiple fatalities. Attendees will learn what coverages were needed to respond to the loss and to the multiple lawsuits which arose from the loss. Click here to register 
                MON
             
                        October
                 
                    
                    19
                 COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ... 
                MON
             
                        October
                 
                    
                    19
                 Organizational Culture - The Solution for Creating an Ethical and Productive Agency1:00 PM - 3:55 PMMost ethics courses are reactive rather than proactive. This course attacks the ethical discussion with a unique twist. Create an organization through culture, hiring practices and teamwork greatly reduce the likelihood that an ethical breech will ... 
                MON
             
                        October
                 
                    
                    19
                 Additional Insureds - Misery Awaits!3:00 PM - 4:56 PMThis course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them. Click here to ... 
                TUE
             
                        October
                 
                    
                    20
                 Making Sense of Care, Custody, OR Control12:00 PM - 1:56 PMThis course will examine some of the common business situations that can trigger the Care, Custody OR Control exclusion in the CGL and how agents can assist their clients in securing proper coverage. Click here to register 
                TUE
             
                        October
                 
                    
                    20
                 The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers3:00 PM - 5:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ... 
                WED
             
                        October
                 
                    
                    21
                 Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ... 
                WED
             
                        October
                 
                    
                    21
                 Ethics for Insurance Professionals1:00 PM - 3:05 PMThis course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent. Click here to register 
                WED
             
                        October
                 
                    
                    21
                 E&O Risk Management: Agency E&O Exposures and Defenses3:00 PM - 6:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ... 
                THU
             
                        October
                 
                    
                    22
                 The Peril of Earthquake10:00 AM - 11:16 AMThis course will discuss the personal insurance and commercial insurance coverage for the earthquake peril along with the claim issues in all forms. Click here to register 
                THU
             
                        October
                 
                    
                    22
                 Power of Prevention: Agency Risk Management Essentials of Sales12:00 PM - 3:00 PMThis three-hour class Essentials of Sales specifically targets sales functions in the agency. Agents hold a variety of titles in agencies: Producer, Account Executive, or Sales Agent, for example. In some agencies, Account Managers or CSRs (Customer ... 
                THU
             
                        October
                 
                    
                    22
                 Adding Value In Personal Lines4:00 PM - 6:57 PMOur personal lines clients depend upon us to place proper coverages as a major part of their risk management strategy. The property and liability coverages we place on their behalf may ultimately stand between them and bankruptcy in the event of a ... 
                FRI
             
                        October
                 
                    
                    23
                 Nasty Endorsements in the Commercial General Liability Program - And a Few Nice Endorsements to Consider11:00 AM - 2:02 PMThe Commercial General Liability Coverage Form is the most commonly used policy to address liability exposures of our commercial/business clients. This coverage form has proven itself to be a comprehensive and versatile answer for the risk finance ... 
                FRI
             
                        October
                 
                    
                    23
                 Securing the Future: Insurance in an Era of Increased Natural Disasters12:00 PM - 2:01 PMUpon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ... 
                FRI
             
                        October
                 
                    
                    23
                 Proactive Workplace Violence Response: Mitigating Risks for Your Clients12:00 PM - 12:57 PMIn an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ... 
                MON
             
                        October
                 
                    
                    26
                 Coverage Concerns for App/Web-Based Services9:00 AM - 10:49 AMIn this session, Kevin Amrhein will review a variety of exposures presented by app-based services that deliver your groceries, bring your dinner, drive you places, find work, and many others. Kevin will also discuss the coverage (or lack thereof) ... 
                MON
             
                        October
                 
                    
                    26
                 Watch Your Six - A Half Dozen Ethics Scenarios for Insurance Professionals9:00 AM - 12:13 PMFor instructors as well as producers, the ongoing study of professional ethics is a continuing education class struggle. By the very nature of the subject, ethics classes run the risk of being filled with platitudes or devolving into sermons. ... 
                MON
             
                        October
                 
                    
                    26
                 The Personal Auto Policy – A Friendly Little Fella – Until He Isn’t9:00 AM - 11:57 AMThe Personal Auto Policy (PAP) is the most often written insurance policy in our industry. If a person has only one insurance policy, it is very likely a Personal Auto Policy. This coverage form is an incredibly important part of a personal risk ... 
                MON
             
                        October
                 
                    
                    26
                 Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ... 
                MON
             
                        October
                 
                    
                    26
                 Commercial Insurance Coverages, Court Cases and Chaos12:00 PM - 2:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ... 
                MON
             
                        October
                 
                    
                    26
                 Ethics - Creating a Winning Culture in the Agency3:00 PM - 5:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ... 
                TUE
             
                        October
                 
                    
                    27
                 Understanding and Avoiding E&O Claims in an Independent Insurance Agency9:00 AM - 12:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ... 
                TUE
             
                        October
                 
                    
                    27
                 What To Do With Rental Cars11:00 AM - 1:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register 
                TUE
             
                        October
                 
                    
                    27
                 An Hour of True Crime - Schoharie Limousine Accident1:00 PM - 1:58 PMThis powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ... 
                TUE
             
                        October
                 
                    
                    27
                 Business Income Made Easy2:00 PM - 4:56 PMBusiness Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ... 
                TUE
             
                        October
                 
                    
                    27
                 Workers' Compensation and the Law3:00 PM - 5:56 PMThis class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ... 
                TUE
             
                        October
                 
                    
                    27
                 Insuring Drones and Modern Transit Risks3:00 PM - 4:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ... 
                WED
             
                        October
                 
                    
                    28
                 What a Crime - Understanding Crime Insurance11:00 AM - 1:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ... 
                WED
             
                        October
                 
                    
                    28
                 Insureds: Who, When and Why3:00 PM - 5:00 PMBefore any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ... 
                THU
             
                        October
                 
                    
                    29
                 An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ... 
                THU
             
                        October
                 
                    
                    29
                 AI Implications in the Insurance Industry3:00 PM - 4:08 PMThis seminar begins with a “big picture” look at Artificial Intelligence. Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ... 
                FRI
             
                        October
                 
                    
                    30
                 E&O Nightmares10:00 AM - 11:58 AMThis two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ... 
                FRI
             
                        October
                 
                    
                    30
                 Overlooked & Undersold Commercial Property Coverage1:00 PM - 4:00 PMThe purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ... 
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       ABEN WEBINARSA collection of eight Big I State associations, including IIARI, have formed the Agents & Brokers Education Network (ABEN) to offer professional insurance training webcasts virtually.  These courses are listed in the calendar. If you have not taken a course with ABEN before, you will need to create a new user account. Your login for ABEN is separate from your Big I login.New for 2024! ABEN On-Demand Courses are available anytime on your schedule. 
            REGISTRATION TIPS: 
         IARI has a new registration platform to register for live classes.  To receive member pricing, you must confirm your email or use your previous username and password to confirm membership.  
         
            CIC & CISR classes are provided through a marketing arrangement with MAIA.  Clicking on these classes will redirect you to the MAIA website. CANCELLATION POLICY:To receive a full refund, IIARI must receive a cancellation request three days (3) before the class and any study material must be returned. Requests received within the three (3) day period are subject to a 20% cancellation fee. "No Shows" forfeit the entire registration fee. QUESTIONS: For any assistance with registration contact Sarah Ribera @ 401.732.2400. | 





 

 
                 
                 
                 
                 
                 
                 
                